|
|
Summary of Insurance
Below is a summary of the coverage provided by the Sure-Swing Golf Club
Dues Protection Plan along with the terms and conditions of the policy.
Summary of Coverage
ACE INA Insurance Company (hereinafter called "The Company") will pay,
subject to the exceptions, limitations and other provisions of this insurance,
the benefits specified below. This coverage shall commence on the date the
premium is paid, and shall terminate at the conclusion of the current golf
season, the end of the calendar year to which your golf dues apply or 12 months.
Benefits
The Company will pay non-refundable Golf Club Dues according to the schedule
below in the event that job transfer, injuries, sickness or death of an
Insured prevent participation in the sport of golf.
Eligibility
To be eligible for the Golf Club Dues Protection Plan, you must be a resident
of Canada, between the ages of 18 and 59 years and be able to play golf.
Coverage becomes effective upon payment of the
applicable premium (including taxes).
Refund Schedule
In the event of an approved claim, Sure-Swing shall pay a monthly benefit
equal to 1/7th of the Annual Golf Club Dues for each month
you're prevented from playing golf up to maximum of $750/month or
$5,000/annually. Refunds begin after a 30-day, golf-free period marked
from the initial day of claim.
Coverage
The coverage conditions that will result in payment are:
 |
Disability - An injury or sickness which prevents you from
participating in the sport of golf and is verified by a physician.
|
|
Job Transfer - A job transfer that requires a change of
residence outside a 200 kilometre radius from the participating golf
club. Transfer must take place at least 45 days after Sure-Swing
coverage begins.
|
|
Accidental Death - Accidental death subject to the exclusions under the Plan.
|
Termination of Sure-Swing Benefits
The earliest of:
|
the date you're able to resume golfing
|
|
the date the plan maximum has been paid
|
|
the date the golf season ends
|
|
the date on which 7 payments have been made
|
|
the end of the calendar year
|
Exceptions
This insurance does not cover loss:
| 1. |
Caused by or contributed to by intentional self-injury.
|
| 2. |
Due to emotional disorders or pre-existing conditions unless
the Insured is hospitalized.
|
| 3. |
Pregnancy or complications thereof
|
| 4. |
Illnesses or diseases for which you were treated by a physician
in the six month period before the date of coverage begins unless
hospitalized for 5 consecutive days.
|
Conditions
| 1. |
The Sure-Swing Golf Club Dues Protection Plan must be purchased on
or before the date your dues are payable.
|
| 2. |
The Company must be notified of your claim for benefits within 45
days of the date you first couldn't play golf due to one of the
coverage conditions.
|
The Legal Stuff
This summary is designed to outline the benefits for which you are eligible
and does not create or confer any contractual or other rights. All rights
with respect to the benefits of an insured will be governed solely by
the Group Accident Policy # SGC 10 22 37, issued
by ACE INA Insurance Company.
|
|
